Van and car finance, subject to status
Finance options may be available, subject to status, affordability and lender criteria. CMB CAR & VAN SALES LIMITED is authorised and regulated by the Financial Conduct Authority, FRN 842579. Use the calculator on any vehicle page for an indicative monthly figure based on your deposit and term, then send a finance enquiry with your name, contact details and the vehicle.
CMB Car & Van Sales offers access to finance on both vans and cars through third party lenders, subject to status, affordability and lender criteria. CMB CAR & VAN SALES LIMITED, company number NI653687, is authorised and regulated by the Financial Conduct Authority under FRN 842579, and that authorisation covers how finance enquiries from this site are handled.
Every vehicle page carries a finance calculator with deposit and term sliders that give an indicative monthly figure. That figure is illustrative only, not a quote or an offer of credit, and it exists to help you compare options before you commit to anything. When you are ready, a short finance enquiry form collects your name, contact details, the vehicle you are interested in, and your preferred deposit and term, and that enquiry goes directly to Christopher Allen, who takes it forward with the lenders CMB works with.
No credit outcome can be promised in advance. Acceptance, the rate offered and the final monthly figure all depend on the lender's own assessment of status and affordability, and CMB does not and cannot guarantee approval. Sole traders and self employed buyers, including those buying a van for work, are welcome to enquire on the same basis. Your part exchange vehicle can also be used towards a deposit, and the part exchange form uses the same registration lookup as the finance process. Full regulatory detail, including how to complain, sits on the finance disclosure page linked below.
£0 a month
Illustrative monthly figure. Not an offer. Finance is subject to status. See finance
How this figure is worked out
Monthly figure = (price minus deposit) divided by the term, plus an illustrative flat interest allowance on the balance. This is a rough guide, not a quote. Lenders set their own rates and terms, subject to status.
How it works
- 1. Send the enquiry with your name, contact details, the vehicle and your preferred deposit and term.
- 2. Christopher passes it to third party lenders.
- 3. The lender decides, subject to status, affordability and lender criteria.
CMB CAR & VAN SALES LIMITED
Company NI653687. Authorised and regulated by the Financial Conduct Authority, FRN 842579.
Send a finance enquiry
Questions
Finance
Will I definitely be accepted for finance?
No. Finance options may be available, subject to status, affordability and lender criteria, and CMB cannot guarantee acceptance. The lender makes the final decision based on your own circumstances, but sending an enquiry costs nothing and Christopher will tell you what happens next.
What information do I need to give for a finance enquiry?
The finance enquiry form asks for your name, contact details, the vehicle you are interested in, and your preferred deposit and term. Christopher takes it from there with the lenders CMB works with.
Is the monthly figure on the vehicle page a quote?
No. The monthly figure shown by the calculator is an illustrative estimate based on the deposit and term you choose, not a quote or an offer of credit. The actual rate and monthly payment depend on the lender's assessment once you send an enquiry.
What if my credit history isn't great?
Send a finance enquiry regardless. Acceptance is subject to status and affordability and depends on the lender's own criteria, so CMB cannot say in advance whether a particular application will succeed, but there is no cost or obligation in asking.
Can I finance a van if I am self employed or a sole trader?
Yes, sole traders and self employed buyers are welcome to send a finance enquiry. The lender assesses eligibility subject to status and affordability in the same way as for any other applicant.
Can I use my part exchange as the deposit?
Yes. Send the registration and mileage through the part exchange form and Christopher will come back with a figure that can be put towards the deposit on finance for any vehicle in stock.
What deposit and term options are typical?
The calculator lets you try a deposit from 0 to 50 percent and a term from 12 to 60 months to see an illustrative monthly figure. There is no fixed minimum deposit. Send a finance enquiry with the figures that work for you and Christopher will confirm what is actually available.
Does sending a finance enquiry affect my credit score?
Sending the enquiry itself does not run a credit check. It passes your details to Christopher, who takes them to third party lenders. Any credit check happens later in that process, subject to status and lender criteria, and you will be told before anything formal happens.
Who regulates CMB Car & Van Sales for finance?
CMB CAR & VAN SALES LIMITED, company NI653687, is authorised and regulated by the Financial Conduct Authority, FRN 842579. See the finance disclosure page for full detail and how to raise a complaint.
What if I would rather arrange my own finance through my bank?
That is entirely your choice. CMB is happy to agree a cash price for any vehicle if you prefer to arrange your own finance, and the same vehicle price and VAT status apply either way.
What happens after I send a finance enquiry?
Your enquiry reaches Christopher directly. He will call, text or WhatsApp you back, usually the same day during opening hours, to talk through the vehicle and the next steps with the lender.
Can buyers from the Republic of Ireland apply for finance through CMB?
Finance options may be available, subject to status, affordability and lender criteria, for buyers from the Republic of Ireland in the same way as for Northern Ireland buyers. CMB CAR & VAN SALES LIMITED is authorised and regulated by the Financial Conduct Authority, FRN 842579.